Quarta Turma afasta cobertura de fertilização in vitro com exclusão expressa no plano de saúde

Quarta Turma afasta cobertura de fertilização in vitro com exclusão expressa no plano de saúde

Para o colegiado, determinar cobertura obrigatória da fertilização in vitro pode trazer indesejável repercussão no equilíbrio econômico-financeiro dos planos, o que prejudicaria os segurados e a própria higidez do sistema de suplementação privada de assistência à saúde.

Fonte: STJ

Comentários: (0)

Reprodução: pixabay.com

​Por unanimidade, a Quarta Turma do Superior Tribunal de Justiça (STJ) decidiu que não é abusiva a negativa de cobertura, pelo plano de saúde, de tratamento de fertilização in vitro.

Para o colegiado, determinar cobertura obrigatória da fertilização in vitro pode trazer indesejável repercussão no equilíbrio econômico-financeiro dos planos, o que prejudicaria os segurados e a própria higidez do sistema de suplementação privada de assistência à saúde.

“A fertilização in vitro não possui cobertura obrigatória, de modo que, na hipótese de ausência de previsão contratual expressa, é impositivo o afastamento do dever de custeio do mencionado tratamento pela operadora do plano de saúde”, afirmou o relator, ministro Marco Buzzi.

Exclusã​​​o expressa

No caso julgado, o contrato continha cláusula que excluía expressamente o tratamento pleiteado pela beneficiária.

A controvérsia teve origem em ação ajuizada por usuária de plano que, em razão de problemas de saúde (endometriose), teve recomendação médica de tratamento para engravidar por meio da técnica de fertilização in vitro.

Em primeiro grau, o pedido foi julgado improcedente, mas o Tribunal de Justiça de São Paulo deu provimento ao recurso da mulher para obrigar o plano a custear o tratamento, sob o argumento de que é possível interpretação abrangente acerca do alcance do termo “planejamento familiar” contido na legislação para incluir a fertilização in vitro.

Comments (78)

  1. dez 10, 2020 at 4:37 am

    Way cool! Some extremely valid points! I appreciate you penning this article and also the rest of the site is also really good. Tammie Alfons Aman

  2. Fgrseffer
    jan 04, 2021 at 5:43 am

    viagra in hamburg cialis or viagra ? does generic viagra work

  3. KhthBava
    jan 08, 2021 at 4:33 pm

    online pharmacy without scripts express scripts pharmacy dysfunction

  4. Jlloattat
    jan 09, 2021 at 5:35 pm

    best drugstore primer pharmacy rx world best drugstore face wash

  5. Fgvdsatry
    jan 10, 2021 at 6:56 am

    discount pharmacy card us online pharmacy best drugstore shampoo

  6. Fwsxeffer
    jan 11, 2021 at 3:11 am

    medical pharmacy e d erectile dysfunction causes

  7. Nllpsatry
    jan 12, 2021 at 2:07 am

    ed medications http://pharmacy-onlineasxs.com/ north drug store

  8. Jtmfeffer
    jan 12, 2021 at 8:20 am

    pharma mail order pharmacy family pharmacy

  9. Lokueffer
    jan 12, 2021 at 1:31 pm

    express scripts pharmacy discount pharmacy card global pharmacy canada

  10. jan 31, 2021 at 6:50 am

    I like the valuable information you provide in your articles. Devina Temple Artur

  11. jan 31, 2021 at 1:41 pm

    I see more of an issue there than I do in the west! Felicdad Conway Yeh

  12. jan 31, 2021 at 3:41 pm

    When I initially left a comment I seem to have clicked the -Notify me when new comments are added- checkbox and now whenever a comment is added I get four emails with the same comment. Is there a way you are able to remove me from that service? Thank you! Electra Herbie Alejo

  13. jan 31, 2021 at 5:25 pm

    Im thankful for the article post. Really thank you! Cool. Candie Morley Rora

  14. Lbsxeffer
    fev 04, 2021 at 12:35 am

    overseas pharmacies viagra for sale general health

  15. KbcxBava
    fev 04, 2021 at 1:44 am
  16. Nncssatry
    fev 04, 2021 at 8:13 pm

    viagra thailand pharmacy viagra substitute over the counter viagra pills

  17. AqcfclougsVog
    fev 04, 2021 at 9:06 pm

    order cialis soft tabs cialis reviews patients buy cialis fast shipping

  18. KuikGycle
    fev 05, 2021 at 12:13 am

    generic viagra purchase with mastercard viagra sydney genuine generic viagra soft tabs

  19. Fqhheffer
    fev 05, 2021 at 1:35 am

    best erectile dysfunction pills online pharmacy school top rated canadian pharmacies online

  20. Jbnbattat
    fev 06, 2021 at 4:33 am

    skin care canadian drugs pharmacies online my canadian pharmacy

  21. Fvfcsatry
    fev 06, 2021 at 6:27 am

    viagra espaГ±ol c20 viagra buy viagra without prescription?

  22. Ahkdeffer
    fev 06, 2021 at 8:35 pm

    motion sickness drugs online aarp approved canadian online pharmacies

  23. fev 07, 2021 at 3:44 pm

    Hi there. I found your site by means of Google whilst looking for a related subject, your site got here up. It appears great. I have bookmarked it in my google bookmarks to visit then. Ayn Edgar Rhetta

  24. fev 07, 2021 at 5:10 pm

    you can always tell the quality of USB cables by looking at the thickness of the cable. thicker usb cables have higher quality., Moselle Artus Chelton

  25. fev 08, 2021 at 12:39 am

    Very good point which I had quickly initiate efficient initiatives without wireless web services. Interactively underwhelm turnkey initiatives before high-payoff relationships. Holisticly restore superior interfaces before flexible technology. Completely scale extensible relationships through empowered web-readiness. Milzie Frants Marve

  26. fev 08, 2021 at 3:08 am

    Touche. Solid arguments. Keep up the amazing work. Gwenette Victoir Alidia

  27. Jbbveffer
    fev 09, 2021 at 11:31 am

    online pharmacy no prescription canada drugs pharmacy online cheap pharmacy online

  28. fev 10, 2021 at 6:50 am

    Superatis Tauri montis verticibus qui ad solis ortum sublimius attolluntur, Cilicia spatiis porrigitur late distentis dives bonis omnibus terra, eiusque lateri dextro adnexa Isauria, pari sorte uberi palmite viget et frugibus minutis, quam mediam navigabile flumen Calycadnus interscindit. Lia Nicky Zosima

  29. Labxeffer
    fev 10, 2021 at 11:12 pm

    cialis 20 mg foglio illustrativo which is better cialis or levitra cialis viagra e simili

  30. KvaxBava
    fev 11, 2021 at 12:14 am

    advanced learning loan amount ge money loan calculator car payday loans in rock hill south carolina

  31. Elaine
    fev 11, 2021 at 8:23 pm

    I’m not sure where you’re getting your info, but great topic.

    I needs to spend some time learning more or understanding more.

    Thanks for wonderful info I was looking for this info for my mission.

    My web-site … CBD oil for pain

  32. Fqbbeffer
    fev 11, 2021 at 10:44 pm

    payday loans breckenridge tx payday loans richfield utah payday advance san leandro

  33. Kassie
    fev 12, 2021 at 1:07 pm

    Heya i’m for the first time here. I came across this board
    and I find It truly useful & it helped me out a lot. I hope to give something
    back and help others like you aided me.

    Here is my web blog – CBD gummies for anxiety

  34. Jbnvattat
    fev 13, 2021 at 6:12 am

    payday loan edmonton money loans in nampa action cash loans parramatta

  35. fev 13, 2021 at 10:38 am

    Hello there. I found your website via Google even as searching for a similar subject, your web site got here up. It looks good. I have bookmarked it in my google bookmarks to visit then. Magdalen Esme Godred

  36. fev 13, 2021 at 12:03 pm

    I cannot thank you enough for the article. Thanks Again. Keep writing. Zena Jaime Andriette

  37. fev 13, 2021 at 12:53 pm

    An interesting discussion is worth comment. I do think that you ought to write more about this subject matter, it may not be a taboo subject but generally people do not speak about these topics. To the next! Best wishes!! Quintilla Aldous Tompkins

  38. fev 13, 2021 at 2:42 pm

    Hi my loved one! I wish to say that this post is amazing, nice written and come with almost all vital infos. I would like to see extra posts like this. Trudi Mitchael Watkins

  39. fev 13, 2021 at 4:26 pm

    Having read this I believed it was very informative. I appreciate you finding the time and effort to put this article together. I once again find myself spending a lot of time both reading and posting comments. But so what, it was still worthwhile! Lethia Leroy Thornburg

  40. fev 13, 2021 at 5:45 pm

    After looking into a few of the articles on your web page, I truly like your technique of writing a blog. I bookmarked it to my bookmark webpage list and will be checking back in the near future. Take a look at my web site too and tell me what you think. Donica Vic Felicity

  41. fev 13, 2021 at 7:24 pm

    I have been surfing online more than 3 hours today, yet I never found any interesting article like yours. It?s pretty worth enough for me. Personally, if all site owners and bloggers made good content as you did, the web will be a lot more useful than ever before. Elie Gerri Gonta

  42. fev 13, 2021 at 8:37 pm

    When I originally commented I clicked the -Inform me when new remarks are added- checkbox as well as currently each time a remark is added I obtain 4 emails with the same remark. Exists any way you can eliminate me from that service? Many thanks! Kimberlyn Blaine Fields

  43. Fbsgsatry
    fev 13, 2021 at 9:46 pm

    wholesale viagra cialis viagra cialis combo cialis generic online johannesburg

  44. fev 13, 2021 at 10:44 pm

    Hello there, just became alert to your blog through Google, and found that it is really informative. I am gonna watch out for brussels. I will appreciate if you continue this in future. Numerous people will be benefited from your writing. Cheers! Nathalia Mayne Sisak

  45. fev 13, 2021 at 11:47 pm

    Way cool! Some very valid points! I appreciate you penning this post and also the rest of the website is very good. Sarette Mackenzie Weed

  46. fev 14, 2021 at 2:30 am

    ??????? ??????? ,??????????? ???? ,???? ???? ?????? ,???? ???? ,?????? ,?????? ,???? ???? ,???? ???? ,???? ???? ,???? ???? ,???? ???? ,???? ???? ,???? ???? ,???? ???? ,???? ???? ,????? ????? ,????? ????? ,????? ????? ,????? ????? ,????? ????? ,???? ????? ,???? ????? ,??????? ????? ,???? ????? ,???? ????? ,????? ?????? ,????? ??-??? ,??????? ,??????? ,??????? ,??????? ,??????? ,??????? ,??????? ,??????? ,??????? ,??????? ,??????? ,??????? ,??????? ,????? ????? ,????? ????? ,????? ????? ,????? ????? ,????? ????? Ranee Byrann Jessa

  47. Ahbzeffer
    fev 14, 2021 at 3:38 am

    cash advance casino atm new york fast cash advance cash loans midland tx

  48. fev 14, 2021 at 9:56 am

    Martin Luther King Jr. is an excellent example of truth in my book. There were many that agreed with him, and many that did not, but one thing everybody knew was exactly where he stood, what he proposed, and what he valued. The message was clear, and he stayed true to that character. Luz Garrek Emelyne

  49. fev 14, 2021 at 11:38 am

    I saw a lot of website but I conceive this one has something special in it. Concordia Tomas Mills

  50. fev 14, 2021 at 1:00 pm

    Good post. I learn something new and challenging on sites I stumbleupon everyday. It will always be helpful to read articles from other writers and use a little something from other sites. Tresa Brock Rachaba

  51. fev 14, 2021 at 2:37 pm

    There are many talks about Tantra today and often the understanding of this system is filtered by little practical experience. This article is just a glimpse in some of the deeper aspects of this millenary spiritual system. Florencia Temp Emlen

  52. fev 14, 2021 at 4:10 pm

    This post is really a fastidious one it assists new net visitors, who are wishing in favor of blogging. Adeline Symon Alia

  53. fev 15, 2021 at 3:12 am

    When the ball comes back, try kicking the ball to a specific area on the wall. Iolanthe Gayelord Delisle

  54. fev 15, 2021 at 5:31 am

    animal porn child porn hacklink buy google hacklink anal porn. Bunny Dennet Martyn

  55. fev 15, 2021 at 6:46 am

    I am constantly searching online for posts that can help me. Thank you! Cookie Dennis Toogood

  56. fev 15, 2021 at 8:11 am

    Way cool! Some very valid points! I appreciate you writing this write-up plus the rest of the site is really good. Margi Eugenio Erde

  57. fev 15, 2021 at 9:52 am

    Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequa Nollie Reider Riobard

  58. fev 15, 2021 at 11:24 am

    I am extremely impressed along with your writing skills as neatly as with the layout in your blog. Is that this a paid theme or did you modify it yourself? Either way keep up the excellent quality writing, it is uncommon to see a great weblog like this one these days.. Sapphire Randie Auvil

  59. fev 15, 2021 at 1:18 pm

    wonderful points altogether, you simply received a emblem new reader. What may you suggest in regards to your publish that you just made some days ago? Any certain? Wanids Ellary Duston

  60. fev 15, 2021 at 2:43 pm

    Nice blog here! Also your web site loads up fast! What host are you using? Can I get your affiliate link to your host? I wish my web site loaded up as quickly as yours lol Orsa Arel Sefton

  61. fev 16, 2021 at 4:22 pm

    Post writing is also a excitement, if you know then you can write if not it is complicated to write. Ginny Elias Marie-Jeanne Ryann Gamaliel Hagood

  62. fev 17, 2021 at 6:14 am

    I am so happy to read this. This is the type of info that needs to be given and not the accidental misinformation that is at the other blogs. Appreciate your sharing this greatest doc. Beverlee Mahmud Lalita

  63. fev 17, 2021 at 9:08 am

    Aute mi ut suspendisse velit leo, vel risus ac. Amet dui dignissim fermentum malesuada auctor volutpat, vestibulum ipsum nulla. Jenifer Quint Elvera

  64. Jbbneffer
    fev 17, 2021 at 10:12 am

    cialis ana bayii flomax and cialis interactions taking xanax and cialis

  65. fev 17, 2021 at 11:30 am

    Do you have a spam issue on this website; I also am a blogger, and I was wondering your situation; we have developed some nice methods and we are looking to exchange techniques with other folks, be sure to shoot me an email if interested.| Amalia Boot Zalucki

  66. fev 17, 2021 at 1:52 pm

    Wow, wonderful weblog structure! How long have you been blogging for? you make running a blog look easy. The whole look of your website is wonderful, let alone the content! Paulie Yorgo Maximilian

  67. fev 17, 2021 at 3:15 pm

    Bueno yo la cancele 1 dia antes de que se renovara, tienes que irte a tu perfil y a los ajustes, hasta abajo te aparece una opcion para cancelar el abono o la renovacion, o si no puedes irte a la pagina easypayweb, desde ahi tambien puedes cancelar la suscripcion Karena Burton Declan

  68. fev 17, 2021 at 6:29 pm

    There is certainly a lot to find out about this subject. I like all the points you made.| Ursola Talbert Kier

  69. Lorraine
    fev 21, 2021 at 2:03 pm

    I needed to thank you for this excellent read!! I definitely enjoyed every little bit of it.
    I have got you book marked to look at new stuff you post…

    my site – buy CBD oil

  70. Gerardo
    fev 21, 2021 at 4:47 pm

    Ahaa, its pleasant discussion on the topic of this article here at this weblog,
    I have read all that, so now me also commenting at this place.

    Feel free to visit my webpage :: CBD oil for sale

  71. Grover
    fev 22, 2021 at 3:02 am

    An impressive share! I’ve just forwarded this onto a coworker who has been conducting a little research on this.
    And he actually ordered me dinner due to the fact
    that I found it for him… lol. So let me reword this….
    Thanks for the meal!! But yeah, thanx for spending time to
    discuss this topic here on your internet site.

    Feel free to surf to my webpage … cbd gummies for sleep and anxiety

  72. Cassie
    fev 22, 2021 at 4:56 am

    I love what you guys are usually up too. This type of
    clever work and coverage! Keep up the very good works guys
    I’ve included you guys to blogroll.

    Here is my web blog; best cbd gummies

  73. Hong
    fev 22, 2021 at 8:44 am

    Heya i am for the first time here. I found this board and I find It really useful & it helped me out much.
    I hope to give something back and help others like you helped

    Also visit my homepage :: best cannabidiol gummies

  74. Princess
    fev 22, 2021 at 9:47 am

    Hello to all, the contents present at this site are genuinely amazing for people knowledge,
    well, keep up the good work fellows.

    Feel free to visit my blog :: where to buy CBD

  75. Lynette
    fev 22, 2021 at 2:08 pm

    fantastic publish, very informative. I ponder why the opposite
    experts of this sector don’t understand this.
    You should proceed your writing. I’m sure,
    you’ve a huge readers’ base already!

    Here is my web page … cbd for dogs

  76. Magdalena
    fev 23, 2021 at 5:29 am

    Thank you for the good writeup. It in truth was a enjoyment account it.
    Glance complicated to far introduced agreeable from you!
    By the way, how can we communicate?

    my website … CBD for dogs

  77. Kyle
    fev 23, 2021 at 8:29 pm

    This design is wicked! You definitely know how to keep a reader amused.
    Between your wit and your videos, I was almost moved
    to start my own blog (well, almost…HaHa!) Excellent job.
    I really enjoyed what you had to say, and more than that, how you presented it.

    Too cool!

    my web site best cbd for dogs

  78. Dyan
    fev 23, 2021 at 11:02 pm

    Very soon this site will be famous among all blogging people, due
    to it’s fastidious posts

    Also visit my website … best cannabidiol gummies

Leave a Comment

Your email address will not be published.